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During divorce, consider the full range of childhood expenses

As a Colorado couple moves through the end of a marriage, many different financial matters will come into play. For parents of shared children, child support is one of those topics. Most states have a system for determining the proper level of child support that the non-custodial parent will pay the other. However, many parents fail to address additional expenses that a child will incur as he or she grows up. Talking about those expenses during the larger divorce negotiations can make things easier for both parents and children.

An example lies in medical expenses. Most parents will address which party is responsible for paying for health insurance coverage. Beyond that, however, few will delve deeply into discussions about who would cover expenses that are not handled by insurance. If a child is seriously ill or injured, medical bills can quickly mount. One way to address that concern is for parents to agree to divide cost of medical care that is not covered by insurance.

Another common expense that parents do not consider as part of child support involves costs connected to school activities or extracurriculars. Playing sports can result in hefty expenses during any given year, especially if a child plays on a travel league or is seriously pursuing an athletic scholarship. Academic pursuits, school trips, tutoring or other activities can also bring added expenses.

Parents should take the time to discuss what child support is intended to cover, and which expenses fall outside of those parameters. Reaching a decisions about how to handle additional expenses can make things far easier for Colorado parents, who can budget for those costs ahead of time. It also maintains a sense of stability for kids who don't want to lose access to their favorite school or extracurricular pursuits after a divorce.

Source:, "9 things you should do after a divorce to save your finances", Janet Berry-Johnson, Jan. 19, 2017

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