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How to plan for the financial ramifications of late-life divorce

Statistics show that more and more older Americans are choosing to walk away from untenable marriages. Even so, many other spouses remain in unhappy marriages for many years due to simple fear of the unknown. Understanding how divorce will impact one's financial future is an important consideration for Colorado spouses nearing or beyond retirement age.

For those who are still in the workforce, or are planning to re-enter the job market, understanding local hiring trends and career prospects is important. Very often, older spouses have a marketable skill and simply need to polish up their resume, or secure training in technological advancements to be a viable candidate in their field. Some simple research may be all that's needed to determine one's job prospects.

Understanding the ins and outs of property division is also important. Spouses who go into divorce with a clear understanding of the likely division of wealth are far better prepared than those who are blindsided by the property division process. Working with an experienced divorce attorney is the best way to get a solid estimate of how financial aspects of the divorce will be resolved.

It's important for Colorado spouses to understand that, regardless of their fears and anxieties, life after divorce is usually far better than anticipated. With the right degree of planning and effort, it's possible to move forward with a strong financial foundation and an eye toward new horizons. As with so many financial matters, fully informed decision-making is the best way to achieve those goals.

Source:, "Divorce after 50: What I wish I had known beforehand", Claire Zulkey, Dec. 7, 2017

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